TruStage Auto & Home Insurance Program

An Overview of TruStage Auto Insurance

TruStage Auto Insurance offers basic coverage at affordable rates. If you’re looking for the essentials without paying for extras you don’t need, TruStage could be a good fit.


TruStage provides liability coverage to protect you financially in case of an accident where you’re at fault. They also offer comprehensive and collision coverage for damage to your own vehicle. TruStage’s policies typically don’t include many add-ons, but they do provide roadside assistance and rental car reimbursement.

To get a quote from TruStage, you can start on their website. They’ll ask for details about you, your vehicle, and your driving history. TruStage considers your credit score, age, marital status and more to determine your premium. Drivers with a good driving record and credit score will typically get the best rates.

Once you purchase a policy, you can pay your bill, view your policy details, and file a claim on Trustage’s website or mobile app. Claims can also be filed over the phone. Trustage has a network of repair shops they work with to keep costs low in the event of a claim.


Overall, Trustage provides basic coverage at a budget-friendly cost. However, if you want additional benefits like accident forgiveness, emergency roadside service, or coverage for custom parts, you may need to consider other insurers or higher coverage levels with Trustage. For many drivers on a tight budget though, Trustage offers an affordable way to stay legally insured.

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Pros and Cons of Trustage Auto Insurance

Trustage auto insurance, offered through the subsidiaries of Allstate, is a viable option for many drivers. However, like any insurance company, it has its pros and cons.



  • Affordable rates. Trustage typically offers lower premiums than many other large insurers. They frequently run promotions and discounts for switching from another company or bundling with other policies.
  • Lots of choices. Trustage offers a range of coverage options to meet different needs and budgets. You can get basic liability coverage or more comprehensive plans with roadside assistance, rental car reimbursement, and accident forgiveness.
  • Strong financial backing. As an Allstate company, Trustage has the financial stability and resources to pay out claims when needed. You don’t have to worry about the company going out of business or not honoring payments.


  • Limited availability. Trustage only operates in 28 states, so it may not be an option depending on where you live.
  • Restrictive discounts. While Trustage offers good base rates, their discount opportunities are more limited than some competitors. For example, they do not offer discounts for anti-theft devices, anti-lock brakes, or good student drivers.
  • Mixed customer reviews. Trustage gets average to below-average reviews from policyholders regarding claims processing times, customer service responsiveness, and overall satisfaction. Experiences seem to vary significantly between individuals.


For the right person in the right location, Trustage can be an affordable and dependable choice for auto insurance. However, it may lack some of the benefits and service of larger national companies. When shopping for insurance, compare quotes from multiple providers to find the best value and coverage for your situation.

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Frequently Asked Questions About Trustage Auto Insurance

1. Do they offer good rates?

Trustage is able to offer competitive rates for auto insurance. As an independent agency, they can shop multiple insurance companies to find you the best coverage at the lowest price. Discounts are also available for bundling auto with homeowners or life insurance, safe drivers, students, anti-theft devices, and more.

2. What types of coverage do they provide?

Trustage provides all the standard types of auto insurance coverage:

  • Liability: Covers damages to other people and vehicles in an accident you cause.
  • Collision: Covers damages to your own vehicle in an accident.
  • Comprehensive: Covers damages to your vehicle from theft, vandalism, or natural disasters.
  • Uninsured/Underinsured Motorist: Covers damages if you’re hit by a driver with no or not enough insurance.
  • Medical Payments: Covers medical bills for you and your passengers after an accident.
  • Roadside Assistance: Provides emergency roadside help like towing, battery service, flat tire service, etc.

3. Do I have to switch insurance companies to use them?

No, you do not have to switch companies to use Trustage. As independent insurance agents, they can provide quotes and policies from multiple companies. If they find you a better rate with your current insurer, they can help you make changes to your existing policy. If a different company offers the best coverage and price, they can walk you through the steps to switch. The choice is up to you.

4. How do I get a quote or file a claim?

The easiest way to get an auto insurance quote from Trustage or file a claim is on their website, You can also call them directly at 1-800-123-4567. To get a quote, you’ll provide information about yourself, your vehicle(s), and your driving history. For claims, call as soon as possible after an accident and be prepared to provide details about what happened. Trustage is available 24/7 to assist you.

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